How this works
Disclosures
Last updated November 6, 2026
- PetVetPay is not a lender and does not make credit decisions. It helps you look at offers from third-party lenders.
- Rates, fees, amounts and repayment terms vary by lender and by state.
- Not all applicants qualify. Submitting a request does not mean you will receive an offer.
- Lenders may check your credit. A hard inquiry can affect your credit score. The lender should tell you before it runs one.
- Funds may be used for a vet bill or other needs as each lender's terms allow. PetVetPay is not connected to any veterinary clinic.
How lenders are shown
PetVetPay may receive payment from lenders or lending networks when a request is sent or an offer is accepted. That payment can affect which lenders you see. It does not change the rate or terms a lender offers you.
Availability
The service is not available in every state, and lenders in our network may not serve every state.
Owner to complete: confirm the compensation model and excluded states, and have these disclosures reviewed by a qualified attorney before the template goes live.